Bank Of America Credit Card Statement Closing Date

For example if your due date is on aug.

Bank of america credit card statement closing date. You most likely have to call them to figure what your closing date is. If you pay your bank of america credit card account from a bank of america checking or savings account any funds transferred as a payment to the credit card account before 11 59 p m. The closing date on your credit card is the last day in its cycle. Preferred rewards members earn 25 75 more points on every.

For example say your previous credit card statement had an account closing date of april 2 and there are 29 days in your billing cycle. In the example below all the charges made from 19 jan 2015 to 18 feb 2015 is part of one statement. You cannot change your statement date if you re already more than 30 days past due. Allows you to change your statement closing date simply by calling or via chat.

At this point the current balance is reported to the credit bureaus. Your payment due date occurs at least 25 days after the close of each billing cycle. All the charges on that bill is due 15 mar 2015. Since months vary from 28 to 31 days your statement closing date will vary by a few days on shorter months.

Personal identification number pin skip to next word the unique number you must use to access your credit or deposit account at an atm or make a purchase with a debit card. Miss this and you ll deal with late. After that a variable apr that s currently 14 99 to 22 99 will apply. 15 and your account has a 25 day grace period then your statement closes 25 days earlier on july 21.

In the past this meant that a new card needed to be issued as one of the numbers in your card was tied to what cycle you were in but this is no longer the case. Et including weekends and holidays will be credited on the date the payment is made. All the transactions between april 3 and may 1 will be included on your next credit card billing statement. Use your card to book your trip how and where you want and pay yourself back with a statement credit towards travel purchases.

By law credit card companies have to tell you the opening date and payment due date but closing date is optional. Keep in mind that in most cases credit card issuers require their clients to make payments before 5 pm est on the specified due date. You ll find this on your billing statement. The date that the payment on your credit card is due.

Every purchase you ve made from your prior closing date is included in the current cycle. No blackout dates or restrictions and points do not expire. However updates to account balances and funds availability may take up to 2 bank business days. Your next account statement closing date would be may 1.

Again a credit card statement closing date and due date are two different things. Introductory 0 apr for your first 12 billing cycles for purchases. When your credit card hits its closing date the cycle is closed and your statement is generated.